These terms and conditions outline the rules and regulations for the use of DCI's website, located at https://dcindex.io/.

By accessing the website, we assume you accept these terms and conditions. Do not continue to use it if you do not agree to take all the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "User", "Client", "You", and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The platform", "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and our stated services. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

1. By using our website and software, you declare to be at least 18 years old.

2. You may not use the website and software in such a way that you violate the UAE law or any other applicable laws and regulations.

3. As a condition for using the website and software, you agree not to provide any information, data, or content to us or the website and software that is incorrect, inaccurate, incomplete, or that violates any law or regulation. In addition, you agree that you will not, nor allow third parties to:

• a. Enter any non-public/secure areas of the website or software.
• b. Send viruses, worms, junk mail, spam, chain letters, unsolicited offers, or ads of any kind and for any purpose.
• c. Investigate, scan, or test the website or software or any other related system or network, or violate any security or authentication.
• d. Create derivative works of any kind whatsoever (See “License”).

4. You may not create an account under someone else’s name or act like someone else in any other way.

5. In case the account concerns a corporate account, only an authorized person can trade with the corporate account. It is the responsibility of the user of the corporate account that only authorized persons have access to the account.

6. If you receive personal data or other sensitive information from other users, you will keep this information secret.

7. DCI is entitled to (temporarily or permanently) block your account and deny you access to the Website if we suspect abuse of the account or the Website. We can also block your account or deny you access to the platform if you do not comply with these Terms, including conditions and policies referenced herein.

1. Access to the ecosystem and services (hereinafter referred to as 'the Ecosystem') may be subject to restrictions in certain jurisdictions where the use of blockchain, DeFi and/or crypto-assets products is forbidden. It is your responsibility to determine whether you are eligible to access the Ecosystem based on your local laws and regulations.

2. By using or attempting to access the Ecosystem, you confirm and agree that you are in compliance with the laws and regulations of your jurisdiction. If you are unsure about your eligibility, we strongly recommend seeking legal advice to ensure compliance.

3. Any attempt to access the Ecosystem in violation of your local laws and regulations may result in legal consequences, as permitted by applicable laws.

4. We want to clarify that our platform provides a front-end interface to interact with the smart contracts that underlie the Ecosystem. These smart contracts operate on the Polygon blockchain in a permissionless and decentralized manner. They function independently of our control or influence.

5. Be aware that all transactions involving the Ecosystem's smart contracts are public and traceable on the Polygon blockchain. This transparency is inherent to blockchain technology, and it ensures that all transactions can be monitored for compliance with AML regulations, as Polygon, being a public blockchain, makes transaction details publicly accessible and immutable by design.

6. We reserve the right to take any measures necessary to prevent access to the Ecosystem from jurisdictions where blockchain and DeFi usage is forbidden, including but not limited to IP blocking or other technical restrictions.

7. If you believe that you have accessed the Ecosystem in error or without a clear understanding of your legal obligations, please contact us immediately to resolve the matter.

8. This clause is in compliance with our commitment to adhere to relevant legal requirements and regulations. We reserve the right to modify or update this clause as necessary to remain compliant with changing legal standards.

9. If you do not agree with the terms of access restrictions in your jurisdiction, please refrain from using or attempting to access the Ecosystem.

By accessing this platform and any materials presented herein, the user accepts in their entirety and without modification the following terms and conditions pertaining to the use of the platform. DCI reserves the right to change the terms, conditions, and notices under which this platform is offered without notice at any time.

The user acknowledges and agrees that DCI may restrict, suspend, or terminate the user’s access to, and use of, all or any part of the platform, at any time, with or without cause, including but not limited to any breach of the Terms and Conditions as determined in DCI’s absolute discretion, and without prior notice or liability.

Each use of the platform constitutes the user’s agreement to be bound by the then-current terms and conditions set forth in these Terms and Conditions. If the user does not agree with the Terms and Conditions, he is not granted permission to access or otherwise use this platform.

Investing in cryptocurrencies, whether through centralized exchanges, self-custody, or decentralized finance (DeFi) protocols, exposes users to a variety of risks. Each method comes with its unique challenges and potential vulnerabilities. Here is a non-exhaustive list of list of risks associated with each approach:

Centralized Exchanges

• Security Risks: Vulnerability to hacking and cyber-attacks that can lead to the loss of funds stored on the exchange.
• Regulatory Risks: Changes in regulations or the legal status of cryptocurrencies can impact the operation of exchanges, potentially leading to the freezing of assets or the exchange being shut down.
• Operational Risks: Mismanagement, technical failures, or fraudulent activities by the exchange operators can result in the loss of funds.
• Liquidity Risks: The risk that an asset cannot be bought or sold quickly enough to prevent a loss or make the desired profit.
• Counterparty Risks: The risk that the party at the other end of a transaction might not fulfill their obligations.

Self Custody

• Technical Risks: Losing access to your cryptocurrencies due to lost private keys, hardware failure, or software corruption.
• Security Risks: Exposure to theft through hacking, phishing scams, or malware, especially if security measures are inadequate.
• Operational Risks: Mistakes made in transactions (e.g., sending funds to the wrong address) are irreversible and can result in total loss.
• Backup Risks: Failure to securely backup private keys or seed phrases can result in irretrievable loss of assets.

Using DeFi Protocols

• Smart Contract Risks: Vulnerabilities or bugs in smart contract code can be exploited, leading to the loss of funds locked in DeFi protocols.
• Liquidity Risks: Some DeFi platforms may suffer from low liquidity, leading to slippage or difficulty in executing large orders without impacting the market price.
• Regulatory Risks: The evolving regulatory landscape around DeFi could impact the accessibility and functionality of DeFi services.
• Interoperability Risks: The complexity and interaction between multiple protocols can introduce systemic risks if one protocol fails or is exploited.
• Impermanent Loss: For liquidity providers in DeFi pools, the risk that the value of deposited assets diverges in such a way that the provider would have been better off holding the assets separately.

Market Risk in Cryptocurrencies

• Volatility: Cryptocurrencies are well-known for their extreme price volatility. The value of digital assets can fluctuate wildly in a short period, leading to significant gains or losses.
• Regulatory Changes: Global or local regulatory announcements or changes can have a broad impact on the cryptocurrency market. Positive news might lead to rapid price increases, while regulatory crackdowns or bans can cause market-wide crashes.
• Market Sentiment: Cryptocurrency markets are highly susceptible to sentiment and public perception. News, social media trends, and influencer opinions can dramatically influence market movements.
• Economic Factors: Macroeconomic factors such as inflation rates, interest rates, and economic downturns or booms can influence the cryptocurrency market.
• Technological Advances and Challenges: Developments in blockchain technology or the introduction of new financial products and services can impact the entire market. Conversely, significant technological failures or challenges could undermine confidence in cryptocurrencies.
• Competition: The launch of new cryptocurrencies or blockchain projects can impact the market share and value of existing coins.
• Liquidity Risk: While this is also a specific risk, it ties into market risk as the overall market liquidity can affect an investor's ability to buy or sell large amounts of cryptocurrency without significantly impacting the market price.

Users will indemnify, defend, and hold DCI harmless from and against all liabilities, damages, and costs (including settlement costs and reasonable attorneys’ fees) arising out of third-party claims regarding:

• 1. Any injury or damages resulting from behavior of user related to the use of our website and software; and
• 2. Breach by User of these Terms or violation of any applicable law, regulation, or order.

We employ the use of cookies. By accessing DCI, you agreed to use cookies in agreement with the DCI's Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website.

This Privacy Policy outlines the commitment to protect your privacy. We value your trust and are committed to transparently disclosing our practices regarding the collection, use, and protection of your personal information.

1. Information Collection and Use We collect and use various types of information for legitimate purposes, including providing and improving our services, personalizing content, and communicating with you.

2. Cookies and Web Beacons Like many other websites, we use 'cookies' and web beacons to enhance your browsing experience. These technologies store information about your preferences and website interactions.

3. Data Security We employ industry-standard security measures to protect your personal information. However, please be aware that no method of data transmission or storage is completely secure.

4. Your Data Protection Rights You have the right to access, correct, amend, delete, or limit the use of your Personal Data held by us. If you have any concerns about your data, please contact us using the information provided in this policy.

5. Changes to This Privacy Policy We may update our Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting a prominent notice on our website.

6. Contact Us If you have any questions, concerns, or requests related to this Privacy Policy, please contact us using the information provided below.

Unless otherwise stated, DCI and/or its licensors own the intellectual property rights for all material on DCI. All intellectual property rights are reserved. You may access this from DCI for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from DCI.
• Sell, rent or sub-license material from DCI.
• Reproduce, duplicate, or copy material from DCI.
• Redistribute content from DCI.

We reserve the right to request that you remove all links or any link to our website. You approve to immediately remove all links to our website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our website, you agree to be bound to and follow these linking terms and conditions.

If you find any link on our website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links, but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy, the data displayed is for information only and does not; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

These Terms shall exclusively be governed by and construed in accordance with the laws of DIFC.

Unless mandatory law compels differently, all disputes resulting from or arising in connection with these Terms shall be exclusively submitted to the competent court of DIFC, in the United Arab Emirates unless the dispute can be settled in an amicable fashion.